| Merchant Categories | Merchant Service fee (%) | |
|---|---|---|
| All direct merchants | 0.93 | |
| Domestic (card present) | Debit & prepaid | 0.60 |
| Credit | 0.95 | |
| Domestic (card not present) | Debit & prepaid | 0.57 |
| Credit | 0.95 | |
| Foreign | Debit & prepaid | 2.71 |
| Credit | 3.02 | |
| Small merchants | 0.91 | |
| Domestic (card present) | Debit & prepaid | 0.68 |
| Credit | 1.03 | |
| Domestic (card not present) | Debit & prepaid | 0.96 |
| Credit | 1.16 | |
| Foreign | Debit & prepaid | 2.84 |
| Credit | 3.06 | |
| Medium-sized merchants | 0.87 | |
| Domestic (card present) | Debit & prepaid | 0.67 |
| Credit | 0.99 | |
| Domestic (card not present) | Debit & prepaid | 0.69 |
| Credit | 1.05 | |
| Foreign | Debit & prepaid | 2.88 |
| Credit | 3.19 | |
Download previous quarterly Average Merchant Service Fee disclosures.
01/07/26 – 30/09/26
Q3 2026 Disclosure